new Delhi. Six years after the launch of Pradhan Mantri Jan Dhan Yojana (PMJDY), there are now 40 crore beneficiaries of this scheme. This information has come out from the government data.
The Financial Services Department DFS said in a tweet on Monday, "PMJDY, the world's largest financial inclusion initiative, achieved another milestone. The total number of accounts opened under the scheme crossed 40 crore." According to PMJDY's website, this financial inclusion program was launched in 2014 and till July 22, a total of 40.05 crore accounts have been opened under it, and these accounts have a total amount of more than Rs 1.30 lakh crore.
The scheme was initially launched on August 28, 2014 for a four-year term under the National Mission for Financial Inclusion. The objective was to open at least one bank account in each family, access to financial literacy, credit, insurance and pension. The government later decided to continue the scheme even after 2018 and its focus was to open the account of every adult in each family.
The overdraft limit was raised by Rs 5,000 to Rs 10,000 and no condition was laid for the PMJDY's active accounts to get an overdraft of up to Rs 2,000. The age limit for taking over drafts has been revised from 18-60 years to 18-65 years and accident insurance cover for new RuPay card holders has been increased from Rs 1 lakh for new PMJDY accounts opened after August 28, 2018. Two lakh rupees.
This post was published on August 4, 2020 1:05 am
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